Small businesses are the lifeblood of American communities across the country. Having insurance will assure that you keep your business up and running during the good as well as the bad times. You never know when disaster will strike, so you should be prepared. The Vaughan Agency in Ohio can help you navigate the type of policy you will need for your business.
General Liability Insurance for Businesses
Unfortunately, accidents are prevalent. General liability is one type of business insurance that may help protect you if a person is injured while on your property. If customers slip or cut themselves on an unsecured display, you could be responsible for thousands of dollars in medical bills and possible lawyer fees without liability insurance.
Worker’s Compensation is a Good Idea
According to the Ohio Bureau of Workers’ Compensation, if you have at least one employee you must have a workers’ compensation policy for your company. Whether your business involves heavy-duty construction or light-duty sales, you must have worker’s compensation insurance. You may be at risk of a lawsuit if an employee becomes injured on the job and you do not have insurance that will cover their medical and out-of-work costs.
Insurance to Cover Your Building
Commercial property insurance is available in the event of damage that happens to your business’ property. For example, if your business accidentally catches on fire or a storm compromises the building’s interior or exterior, you may be covered with commercial property insurance. Think about everything you could lose without insurance. You may need to replace furniture, goods, important papers, and the building’s structure.
Protect your business today and stop by The Vaughan Agency, so we can go over the specific coverage your business warrants. We are independent insurance agents in Ohio. We will be able to research a wide range of insurance options and narrow down the ones that will best suit your needs.
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