The agents of The Vaughan Agency in Pomeroy, OH will help you determine your motorcycle insurance needs. The most effective way to promote motorcycle safety is insurance. Almost all states require motorcycle insurance, except for Florida and Washington.
Having a motorcycle insurance policy is essential because of the higher risks you undertake on a bike. You have less protection during an accident, and that means you are at higher risk of injury and damages to your motorcycle.
Ohio has a variety of laws regarding motorcycles and taking them out on the road. Specific instances may also have an impact on the amount of insurance coverage you need:
The motorcycle insurance laws in Ohio require minimum coverage. For instance, the minimum insurance limits are at least $25,000 in bodily injury protection per person and $50,000 per accident, as well as $25,000 in property damage coverage (also known as 25/50/25). Additional insurance coverage such as comprehensive and collision insurance would protect your vehicle in the event of an accident where you are at fault or when another vehicle is not involved. A motorcycle passenger is not automatically included in your insurance. Guest Passenger Liability is another type of motorcycle insurance which covers any bodily injury to the passenger which may result as a consequence of an accident.
The Vaughan Agency in Pomeroy, OH has motorcycle insurance policies for any type of situation. Call and speak with our agents to learn more about what we offer and have your questions answered. We are ready to help you get a quote and get started on a policy that meets your needs.