Auto Insurance in Ohio
Ohio Auto Insurance Options for your Vehicle
Driving in Ohio comes with minimum insurance requirements by the state. It is illegal to operate a motor vehicle in the state without having met these requirements which is why agencies like The Vaughan Agency in Pomeroy, OH ensure that you are well covered.
- It is illegal to drive any motor vehicle without a driver’s license and insurance coverage. Allowing someone else to drive your car without a license or drive your vehicle without insurance is also illegal in the state.
- The state also requires any person in Ohio owning a motor vehicle to purchase bodily injury liability coverage as well as property damage liability coverage. Physical liability coverage covers the individuals involved in the accident while the property damage liability caters for any harm done to property during a crash.
- Collision and comprehensive policies can offer you full coverage for your vehicle beyond the minimums required by the state. This handles incidents that are your fault or not the result of a collision with another car.
- You will also be required to obtain a certificate of financial liability stating the sums covered from the Ohio Bureau of motor vehicles.
Having auto insurance required by law, but we do recommend at The Vaughan Agency that you do more. The reason for this is that some accidents will cost more than what the minimum requirements are or may not fit the situation of liability. It means that you will have to dig back into your pockets to settle the extra medical, damage, or settlement bills. The inability to do so puts your property at risk as the parties involved seek to resolve the matter. Contact our offices in Pomeroy, OH to speak with an agent. We can help you get a quote and answer any questions you may have.