Auto Insurance, Motorcycle Insurance, Boat Insurance, and Watercraft Insurance in Pomeroy, Athens, Jackson, Mason, and Middleport, OH, & surrounding areas
Wherever you go, however you get there…
Auto Insurance by The Vaughan Agency
It takes you to work, school and back home again. It helps create memories during family vacations. You remember the car you drove on your first date; you remember what you drove when you bought your first child home from the hospital. It’s nearly 3,000 lbs of metal, plastic, glass, and electronics on a set of wheels, propelled by an engine at speeds that Henry Ford never imagined when he started building the Model T.
Automobiles give us a tremendous amount of freedom and, like all freedoms, this one comes with a tremendous amount of responsibility. Nearly 3,000 lbs of anything traveling at 50 miles an hour can cause a lot of damage. That’s why the state of Ohio requires every driver to carry liability insurance for $25,000 per person and $50,000 per occurrence. Drivers in Ohio are also required to carry $25,000 in property damage coverage. These numbers may seem high, but anyone who’s spent any time in the hospital understands that it doesn’t take long to spend $25,000.
You Need More than Minimums
What happens when you’re found liable for an accident that causes $100,000 of personal injury damages? If you have minimum liability coverage, the insurance company pays the first $25,000. What about the remaining $75,000? That comes out of your pocket. Increasing your automobile insurance limits is simply the smart thing to do, and it’s not cost-prohibitive. It’s much easier to pay a little bit more now to protect yourself than to be stuck with a $75,000 bill later.
The Vaughan Agency can provide you with an automobile policy that meets state minimum requirements, but we would much rather have you driving with full and increased coverage. There’s a difference between selling to a customer and serving a customer. The Vaughan Agency would like the opportunity to show you that difference.
An Agency As Independent As You
Let’s say you’ve chosen a captive insurance agency to handle your auto insurance. This company has great rates for young couples with good driving records. However, your child was 13 when you bought the policy and now they have their driver’s license. Suddenly, you find out that this captive agency isn’t so competitive when it comes to teenage drivers and your rates skyrocket. You have your homeowners insurance with the same company, but the auto rates are so high you want to make a change. However, if you switch companies, you’ll lose the discount on your homeowners by having your auto insurance with that company. And there are no other options available because you’re dealing with a captive agency representing only one insurance carrier.
The Vaughan Agency gives you options that help you keep your insurance affordable. We work with a network of insurance providers that offer a variety of discounts. You’re not ‘stuck’ with any company forever. We shop for you, making sure you get the coverage you need at rates you’ll appreciate.
Much More Than Car Insurance
Not every road is paved and not every vehicle has four wheels…or any wheels at all. Wherever you drive, whatever you drive, The Vaughan Agency has you covered. Motorcycles, boats, jet skis, RVs, golf carts, ATVs: whatever you’re driving, we provide the coverage that lets you enjoy what you’re doing with peace of mind.
The Vaughan Agency offers Auto Insurance Options that include:
- Classic Cars
- Collector Cars
- Personal watercraft
- Golf Carts