Life Insurance and Group Life Insurance in Pomeroy, Athens, Jackson, Mason, and Middleport, OH, and surrounding areas

Manage Your Physical and Financial Health

Life Insurance by The Vaughan Agency

Personal Life Insurance

There is no more tragic event that occurs in our lifetime than the loss of someone we love. Regardless of age or cause, it is emotionally devastating. Survivors need support, encouragement, and time to heal. The last thing that should be on their minds is financial concerns.

According to the Life Insurance Marketing and Research Association, only 59% of Americans have any form of life insurance, and of those who do, half are considered under-insured. Most individuals look at life insurance as a way to pay for burial expenses. Unfortunately, this one-time expense is minuscule compared to the ongoing costs of living that a family faces after the loss of the family breadwinner or main care provider.

In one-income families, the loss of that income causes almost immediate financial hardship. Expenses continue to pile up, such as:

  • House payments / rent
  • Auto payments
  • Auto insurance
  • Auto maintenance
  • School tuition expenses
  • Health insurance
  • ANY extracurricular activities, including vacations
  • Daily living (groceries, utilities, daycare, home repairs, etc.)
  • Other future expenses (e.g., dental care, braces, summer camps, outings

How much coverage do I need?

The professionals at The Vaughan Agency can determine how much life insurance is necessary to provide for surviving family members. We can remove the burden of financial hardship by ensuring the stability of your family’s finances should the unimaginable occur.

Our life insurance options include:

  • Permanent Life
  • Universal Life
  • Whole Life
  • Term Life
  • Return Of Premium Term Life (premiums are returned to you at the end of the policy term)
  • Fixed Annuities
  • …And more

Group Life Insurance

Savvy employees consider company benefits to be part of their overall compensation. When considering a position with your company, the benefits you provide are a significant determining factor. By providing group life insurance, you allow an employee to enjoy a higher payout for surviving family members without incurring the additional expense of increasing the face amount of their individual life insurance policy. You also introduce them to the importance of life insurance. For many, this may be the first time they have considered life insurance as an important part of their financial portfolio. Hopefully, you’ll never know how profoundly life insurance can benefit your employee’s family members, but they’ll never forget.