Medicare Serving Ohio and West Virginia.

In the United States, Medicare provides different coverage options designed to meet a variety of needs. Choosing the right option depends on your individual situation, including your budget, health needs, and preferences for how you receive care.

Medicare is made up of several parts:

1. Part A helps cover inpatient hospital care, skilled nursing facility care, hospice, and some home health care.
2. Part B helps cover outpatient care, doctor services, preventive services, and some medical supplies.
3. Part C (Medicare Advantage) is offered by private insurance companies approved by Medicare. These plans combine Part A and Part B coverage, and many also include prescription drug coverage and other benefits not covered by Original Medicare.
4. Part D helps cover prescription drug costs and is available as a stand-alone plan or as part of many Medicare Advantage plans.
5. Medicare Supplement (Medigap) plans are offered by private insurance companies and help pay some of the out-of-pocket costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles.

While Medicare Supplement plans remain an important option for many people, Medicare Advantage plans have become increasingly popular, offering an alternative way to receive Medicare benefits through a single plan administered by a private insurance company.
Both types of coverage can play a valuable role, depending on your health care needs and financial considerations. It’s important to compare your options carefully to find the coverage that fits your situation.